A simpler way to buy a home or refinance.

Throughout our 30 years in business, we have earned an exceptional reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, of course, our valued clients.

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OUR CLIENTS SAY

Very helpful, hands-on from start to finish, extremely fast and very professional.

Angelo, Hampton Bays, NY

Excellent service, great communication, and quick responses. Extremely professional job. Finally, a mortgage company that goes above and beyond to satisfy a customer.

John, Bayside, NY

Affordability Calculator

How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

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Monthly Payments

Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes.

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Rent vs Buy

Still renting an apartment and thinking about a home purchase? This calculator can help you make the final decision.

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Loan Options

Purchasing your home

Whether you are buying a new home for the first time or if you are a seasoned veteran, purchasing a home can be an exciting and emotional experience. Having the right mortgage professional who takes the time to understand your needs and lifestyle is important.

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Fixed-Rate Mortgage

The traditional 30-year, a fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer.

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Adjustable-Rate Mortgages

When it comes to ARMs there’s a basic rule to remember: the longer you ask the lender to charge you a specific rate, the more expensive the loan is.

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Refinancing Your Mortgage

Common reasons for homeowners refinancing include, gaining financial relief from underwater mortgages, lowering monthly mortgage payments, building home equity, or all of the above. Some homeowners pull equity out of their homes to pay off debt. Others desire to refinance to shorten their loan term and build equity faster, or correlate the final mortgage payments with retirement plans.

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