Leadership Team | Cliffco Mortgage Bankers

Partner

Chris Clifford

Get to know Chris

Partner

Ryan Riddle

Get to know Ryan

Partner

Ace Watanasuparp

Get to know Ace

Vice President

Adam Broder

Get to know Adam

Chief Sales Officer

Jason Levy

Regional Sales Director

Gary Johansen

Chris Clifford

Partner

Christopher Clifford founded Cliffco, Inc. (“Cliffco” or “Cliffco Mortgage Bankers”) thirty-three years ago as a broker, starting from the basement of his home with a modest investment of $20,000 from his retirement account. Initially, Cliffco’s focus was on subprime second mortgages and assisting borrowers in improving their financial situations. In 2000, Christopher obtained a banking license, which marked the beginning of a steady and gradual ascent for Cliffco. Throughout the years, Cliffco successfully secured approvals from Fannie Mae, Freddie Mac, and the Federal Housing Administration (FHA), establishing solid relationships with major players in the industry and maintaining positive connections with warehouse partners. Presently, Cliffco’s partnerships include First Horizon, Flagstar, and The Bank of California. Around six years ago, Cliffco ventured into the realm of NON-QM loans and subsequently developed a small but thriving third-party origination (TPO) business. In early 2022, Christopher applied for and secured a line of credit with Webster Bank to facilitate 1-8 family and small mixed-use bridge lending. This addition to Cliffco’s portfolio has proven to be a valuable asset, and Cliffco is currently utilizing the line to its full capacity, exclusively catering to retail business. Besides his passion for the mortgage industry, Christopher’s true love lies in constructing and repairing homes and buildings. Over the past decade, he has successfully built ten new homes, and he recently completed a comprehensive renovation project for a 93,000 sqft. office building. Additionally, he has recently delved into fix-and-flip lending, a new endeavor that excites him. With Clout Capital LLC, his newest venture, currently boasting a net worth of $3.7 million, and Cliffco’s net worth reaching approximately $7.5 million, Christopher’s ultimate objective is to leverage his business accomplishments to create an even more substantial enterprise.

Ryan Riddle

Partner

Ryan Riddle is Vice President at Cliffco Inc. In the span of little more than five years, he went from an individual with a background in catering to a distinguished partner at one of Long Island’s premier mortgage institutions. Over this brief timeframe, he has personally facilitated transactions exceeding $500 million in residential and commercial loans, overseen originations exceeding $1 billion, and successfully maintained the coveted position of holding the #1 market share in the fiercely competitive Long Island market. Beyond his notable achievements in the mortgage realm, Riddle has diversified his portfolio to include Insurance Brokerage, specializing in safeguarding real estate assets. Furthermore, Ryan diversified his portfolio further when he co-founded Tilre Media, a New York media company specializing in marketing, branding, and amplifying personal and business brands, particularly in the real estate sector. The company aims to establish clients’ omnipresence and unparalleled influence through innovative strategies. In addition to his entrepreneurial ventures, Riddle is the founder of an Entrepreneurship Conference, a platform that disseminates knowledge and fosters personal growth by uniting thousands under the guidance of distinguished luminaries, including the likes of real estate magnate Grant Cardone. For Ryan, success transcends individual accomplishments; it revolves around forging enduring relationships, nurturing trust, and championing a business ethos that champions mutual prosperity.

Ace Watanasuparp

Partner

Ace Watanasuparp is a partner of Cliffco Inc. Prior to joining Cliffco, Ace was the National Director of Strategic Sales at Citizens Bank Home Mortgage Division, a top performing bank. At Citizens Bank, Ace broke down barriers by expanding into new markets and capturing unprecedented market share. His esteemed reputation in the finance and real estate industry has allowed him to attract talented top producing Loan Officers in the NY, NJ, and Connecticut areas. Prior to joining Citizens Bank, Ace took on the role of President of Douglas Elliman’s lending arm with Dottie Herman and Howard Lorber, formerly known as DE Capital, where he oversaw multiple states, including New York, New Jersey, and Connecticut. A native New Yorker of Thai and Taiwanese ancestry, Ace became the first Asian-American in the University of Connecticut’s history to “walk on” to the prestigious men’s basketball team; he then went onto NYU Law School. Ace has been featured in the Wall Street Journal, Brick Underground, Real Estate Weekly, NY Real Estate Journal, and the Mann Report as an expert in Residential Lending. In addition to his financial career, Ace is also the Owner and Co-Founder of Chace Restaurant Group, a full-service marketing, branding and design group for the restaurant industry. He now owns nine successful locations of his tasty eateries. Spot Dessert Bar, Obao, and Gai Chicken and Rice are a few of the concepts under his ownership.

Adam Broder

Vice President

Adam Broder is a seasoned professional with over two decades of experience in the mortgage industry. Originally from East Meadow, New York, Adam has been hardworking from a young age. When he was only twenty-two, he was able to purchase his first residential construction property and at twenty-four, he acquired his first building. From then on, Adam knew his true calling. Adam has worked closely with Christopher since 2010 and assisted with the development of Clout Capital and the expansion of Cliffco, Inc as Vice President. Adam has since broken-down barriers by growing, nurturing, and expanding Cliffco and Clout Capital to the Mortgage Banking and Real Estate industries. He is also the owner of a Title Insurance company, Island Estates Abstract. As a Real Estate Investor, Adam has successfully renovated 160 homes, demonstrating a keen eye for real estate opportunities. His experience in Residential Real Estate has allowed him to transition into the Commercial world. In 2018, Adam purchased a 93,000 sqft. building located in Uniondale, New York. This building was vacant at purchase and within 5 years, he was able to fully renovate the property. The building has reached 100% occupancy, including but not limited to medical offices, a State-of- the-Art Conference room, Media Center, Fitness Room, and Cafeteria. With his experience in Ground Up construction and home renovations, Adam has the knowledge and ability to help investors with their projects.