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Michael Ciuraru

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Title: Loan Officer
Office Phone: 516-408-7300
Email: mciuraru@cliffcomortgage.com
NMLS #: 1179901

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Cliffco Mortgage bankers

70 Charles Lindbergh Blvd. Suite 200 Uniondale NY 11553
T: 516-408-7300
info@cliffcomortgage.com

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Cliffco, Inc. is a licensed mortgage lender, also doing business as (DBA) Cliffco Mortgage Bankers and Cliffco, Inc., with corporate headquarters located at 70 Charles Lindbergh Blvd., Suite 200, Uniondale, New York 11553. The following states require disclosure of licensing information (If your state is not listed, it does not require a specific license disclosure or we are not currently licensed in that state). Cliffco, Inc. carries current company licensing and is in good standing in the following states: New Jersey – Licensed Mortgage Banker – Correspondent Residential Mortgage Lender License – New Jersey Department of Banking and Insurance; New York – Licensed Mortgage Banker, New York State Department of Financial Services, License # B500651; Pennsylvania – Licensed Mortgage Lender, Pennsylvania Department of Banking and Securities, License #45275. Cliffco, Inc.'s company policies are designed to insure compliance with all federal and state regulations in the solicitation, origination and processing of loans and the protection of privacy for all prospective borrowers and existing customers. Restrictions may apply. Equal Housing Lender, Cliffco, Inc., Nationwide Mortgage Licensing System (NMLS) ID Number 65328. Florida - Licensed Mortgage Banker, Florida Department of Financial Services, License #MLD1245. Connecticut - Licensed Mortgage Banker, Connecticut Department of Banking, License #MCL-65328. Texas - Licensed Mortgage Banker, Texas Department of Banking, NMLS License #65328. Florida - Licensed Mortgage Banker, Florida Department of Financial Services, License #MLD1245. Connecticut - Licensed Mortgage Banker, Connecticut Department of Banking, License #MCL-65328. Texas - Licensed Mortgage Banker, Texas Department of Banking, NMLS License #65328

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

Copyright © 2021 Cliffco, Inc. dba Cliffco Mortgage Bankers - Licensed Mortgage Banker NYS Department of Financial Services

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Copyright © 2023 Cliffco, Inc. dba Cliffco Mortgage Bankers - Licensed Mortgage Banker NYS Department of Financial Services