Mortgage Checklist

The following information is usually required during the loan process:

REFINANCE

  1. Most recent mortgage statement
  2. Homeowner’s insurance binder
  3. Most recent property tax bill
  4. 30 days worth of your most recent paystubs
  5. 2012, 2011 and 2010 W-2’s
  6. 2 years most recently filed federal tax returns (all pages)
  7. 2 months most recent bank statements and any applicable retirement accounts, IRA, etc… (all pages)
  8. If the borrower is self-employed, we will also need 2 years most recent business tax returns and K1 statements (all pages)

PURCHASE

  1. 30 days worth of your most recent paystubs
  2. 2012, 2011 and 2010 W-2’s
  3. 2 years most recently filed federal tax returns (all pages)
  4. 2 months most recent bank statements and any applicable retirement accounts, IRA, etc… (all pages)
  5. If the borrower is self-employed, we will also need 2 years most recent business tax returns and K1 statements (all pages)
  6. If the borrower owns other properties, then we will need the following documents if they intend on keeping it:
    • Most recent mortgage statement
    • Homeowner’s insurance binder
    • Most recent property tax bill